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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $450,327 | $82,678+444.7% | $125,391+259.1% | $68,490+557.5% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.4%+17.6pp | 67.9%+32.1pp |
| Annual return | -16.61% | -5.97%-10.6pp | 572.41%-589.0pp | -7.85%-8.8pp |
| Employer contribution / active EE | $13,392 | $3,382+296.0% | $4,816+178.1% | $2,597+415.7% |
| Participant deferral / active EE | $14,775 | $6,111+141.8% | $7,448+98.4% | $4,028+266.8% |
| Admin fee / account holder | $8,841 | $6,277+40.8% | $10,009-11.7% | $5,403+63.6% |