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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,605 | $58,258+100.2% | $81,820+42.5% | $80,925+44.1% |
| Participation rate | 50.0% | 63.5%-13.5pp | 72.4%-22.4pp | 67.7%-17.7pp |
| Annual return | 12.25% | 41.76%-29.5pp | 777.93%-765.7pp | 35.65%-23.4pp |
| Employer contribution / active EE | $1,846 | $2,345-21.3% | $2,915-36.7% | $2,756-33.0% |
| Participant deferral / active EE | $3,806 | $3,284+15.9% | $4,323-11.9% | $4,299-11.5% |
| Admin fee / account holder | $3,020 | $4,976-39.3% | $7,391-59.1% | $6,940-56.5% |