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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $442,588 | $107,368+312.2% | $92,915+376.3% | $152,909+189.4% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 16.33% | 145.64%-129.3pp | 109.45%-93.1pp | 345.46%-329.1pp |
| Employer contribution / active EE | $8,075 | $4,222+91.2% | $3,653+121.0% | $4,764+69.5% |
| Participant deferral / active EE | $11,708 | $4,848+141.5% | $4,238+176.2% | $5,851+100.1% |
| Admin fee / account holder | $4,327 | $7,082-38.9% | $5,796-25.3% | $11,601-62.7% |