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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,747 | $82,678-32.6% | $125,391-55.5% | $68,490-18.6% |
| Participation rate | 55.6% | 75.1%-19.5pp | 82.4%-26.8pp | 67.9%-12.3pp |
| Annual return | -14.88% | -5.97%-8.9pp | 572.41%-587.3pp | -7.85%-7.0pp |
| Employer contribution / active EE | $2,267 | $3,382-33.0% | $4,816-52.9% | $2,597-12.7% |
| Participant deferral / active EE | $3,483 | $6,111-43.0% | $7,448-53.2% | $4,028-13.5% |
| Admin fee / account holder | $315 | $6,277-95.0% | $10,009-96.9% | $5,403-94.2% |