Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,847 | $44,221-70.9% | $121,220-89.4% | $56,289-77.2% |
| Participation rate | 8.7% | 61.1%-52.3pp | 71.8%-63.0pp | 69.9%-61.1pp |
| Annual return | -8.91% | -3.58%-5.3pp | 16.94%-25.8pp | -9.96%+1.0pp |
| Employer contribution / active EE | $0 | $1,480-100.0% | $4,023-100.0% | $2,111-100.0% |
| Participant deferral / active EE | $322 | $2,521-87.2% | $3,345-90.4% | $3,350-90.4% |
| Admin fee / account holder | $666 | $480+38.6% | $5,021-86.7% | $521+27.8% |