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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $318,046 | $154,467+105.9% | $130,270+144.1% | $139,487+128.0% |
| Participation rate | 88.9% | 79.9%+9.0pp | 76.3%+12.6pp | 80.3%+8.6pp |
| Annual return | 15.55% | 30.58%-15.0pp | 38.89%-23.3pp | 373.84%-358.3pp |
| Employer contribution / active EE | $0 | $5,175-100.0% | $4,128-100.0% | $4,755-100.0% |
| Participant deferral / active EE | $8,250 | $8,497-2.9% | $6,797+21.4% | $6,713+22.9% |
| Admin fee / account holder | $34,506 | $9,222+274.2% | $6,022+473.0% | $11,407+202.5% |