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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,828 | $150,447+10.9% | $136,298+22.4% | $147,586+13.0% |
| Participation rate | 75.0% | 84.4%-9.4pp | 81.9%-6.9pp | 82.8%-7.8pp |
| Annual return | 16.70% | 1049.15%-1032.5pp | 5156.27%-5139.6pp | 578.59%-561.9pp |
| Employer contribution / active EE | $5,427 | $5,256+3.2% | $4,696+15.6% | $4,876+11.3% |
| Participant deferral / active EE | $4,509 | $6,631-32.0% | $6,247-27.8% | $5,439-17.1% |
| Admin fee / account holder | $722 | $10,906-93.4% | $9,244-92.2% | $10,886-93.4% |