Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Service code 49 · EIN 52-2114207 | Other Services | $13,329 |
PRINCIPAL LIFE INSURANCE COMPANY3+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $8,878 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,729 | $71,666-55.7% | $117,861-73.1% | $69,631-54.4% |
| Participation rate | 10.1% | 77.5%-67.4pp | 79.7%-69.6pp | 70.7%-60.6pp |
| Annual return | 18.23% | 18.86%-0.6pp | 335.11%-316.9pp | 27571.02%-27552.8pp |
| Employer contribution / active EE | $437 | $1,889-76.9% | $3,786-88.5% | $2,032-78.5% |
| Participant deferral / active EE | $1,822 | $3,340-45.4% | $4,482-59.3% | $3,224-43.5% |
| Admin fee / account holder | $59 | $120-51.4% | $8,021-99.3% | $110-47.0% |