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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,496 | $45,343+375.3% | $150,298+43.4% | $67,986+217.0% |
| Participation rate | 41.9% | 51.9%-9.9pp | 77.8%-35.8pp | 57.2%-15.3pp |
| Annual return | 17.21% | 33.28%-16.1pp | 62.79%-45.6pp | 31.67%-14.5pp |
| Employer contribution / active EE | $452 | $1,462-69.1% | $4,154-89.1% | $2,019-77.6% |
| Participant deferral / active EE | $3,501 | $2,055+70.4% | $5,453-35.8% | $3,358+4.2% |
| Admin fee / account holder | $3,835 | $2,250+70.5% | $14,116-72.8% | $3,203+19.7% |