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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,746 | $64,729+109.7% | $112,263+20.9% | $68,490+98.2% |
| Participation rate | 100.0% | 67.2%+32.8pp | 75.1%+24.9pp | 67.9%+32.1pp |
| Annual return | -21.10% | -11.40%-9.7pp | 27.49%-48.6pp | -7.85%-13.2pp |
| Employer contribution / active EE | $7,222 | $2,746+163.0% | $3,636+98.6% | $2,597+178.1% |
| Participant deferral / active EE | $6,932 | $3,566+94.4% | $4,729+46.6% | $4,028+72.1% |
| Admin fee / account holder | $925 | $5,222-82.3% | $6,410-85.6% | $5,403-82.9% |