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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,404 | $56,484+208.8% | $169,452+2.9% | $64,173+171.8% |
| Participation rate | 66.7% | 64.5%+2.1pp | 77.8%-11.1pp | 69.6%-2.9pp |
| Annual return | -7.24% | -1.55%-5.7pp | 1.83%-9.1pp | 7.63%-14.9pp |
| Employer contribution / active EE | $4,007 | $1,832+118.7% | $4,157-3.6% | $2,381+68.3% |
| Participant deferral / active EE | $6,941 | $3,448+101.3% | $5,277+31.5% | $3,470+100.0% |
| Admin fee / account holder | $3,228 | $4,174-22.7% | $9,110-64.6% | $4,887-34.0% |