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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $275,709 | $217,432+26.8% | $185,851+48.3% | $167,553+64.5% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 17.67% | 148.43%-130.8pp | 122.11%-104.4pp | 478.89%-461.2pp |
| Employer contribution / active EE | $3,500 | $5,874-40.4% | $5,168-32.3% | $4,840-27.7% |
| Participant deferral / active EE | $2,189 | $6,357-65.6% | $5,569-60.7% | $6,343-65.5% |
| Admin fee / account holder | $1,441 | $19,820-92.7% | $16,245-91.1% | $12,316-88.3% |