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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,116 | $93,124-17.2% | $77,1000% | $134,545-42.7% |
| Participation rate | 50.0% | 74.5%-24.5pp | 67.9%-17.9pp | 81.2%-31.2pp |
| Annual return | -17.49% | 62.68%-80.2pp | 42.35%-59.8pp | 418.37%-435.9pp |
| Employer contribution / active EE | $1,296 | $3,421-62.1% | $2,815-54.0% | $4,742-72.7% |
| Participant deferral / active EE | $3,574 | $5,242-31.8% | $4,430-19.3% | $6,401-44.2% |
| Admin fee / account holder | $512 | $6,970-92.6% | $5,443-90.6% | $11,431-95.5% |