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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,074 | $100,203+44.8% | $85,240+70.2% | $145,897-0.6% |
| Participation rate | 77.8% | 74.1%+3.7pp | 67.5%+10.2pp | 80.3%-2.5pp |
| Annual return | 16.49% | 84.28%-67.8pp | 66.75%-50.3pp | 552.29%-535.8pp |
| Employer contribution / active EE | $2,386 | $3,242-26.4% | $2,735-12.8% | $4,663-48.8% |
| Participant deferral / active EE | $7,381 | $5,299+39.3% | $4,527+63.0% | $6,689+10.3% |
| Admin fee / account holder | $3,579 | $7,265-50.7% | $6,165-41.9% | $13,390-73.3% |