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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,141 | $123,155+42.2% | $108,753+61.0% | $155,188+12.9% |
| Participation rate | 100.0% | 75.6%+24.4pp | 71.1%+28.9pp | 80.8%+19.2pp |
| Annual return | 4.21% | 44.73%-40.5pp | 37.47%-33.3pp | 148.84%-144.6pp |
| Employer contribution / active EE | $8,005 | $2,811+184.7% | $2,427+229.9% | $4,248+88.5% |
| Participant deferral / active EE | $11,033 | $4,623+138.6% | $4,115+168.1% | $6,531+68.9% |
| Admin fee / account holder | $1,491 | $12,126-87.7% | $10,320-85.6% | $14,480-89.7% |