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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,141 | $124,980+40.1% | $108,359+61.6% | $154,746+13.2% |
| Participation rate | 100.0% | 75.2%+24.8pp | 70.1%+29.9pp | 80.7%+19.3pp |
| Annual return | 4.21% | 45.00%-40.8pp | 36.89%-32.7pp | 172.34%-168.1pp |
| Employer contribution / active EE | $8,005 | $2,851+180.8% | $2,399+233.6% | $4,379+82.8% |
| Participant deferral / active EE | $11,033 | $4,743+132.6% | $4,137+166.7% | $6,730+63.9% |
| Admin fee / account holder | $1,491 | $11,502-87.0% | $9,741-84.7% | $14,365-89.6% |