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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,141 | $112,729+55.4% | $98,716+77.4% | $137,256+27.6% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.3%+30.7pp | 80.0%+20.0pp |
| Annual return | 4.21% | 38.48%-34.3pp | 31.81%-27.6pp | 220.34%-216.1pp |
| Employer contribution / active EE | $8,005 | $2,725+193.7% | $2,279+251.3% | $4,156+92.6% |
| Participant deferral / active EE | $11,033 | $4,640+137.8% | $4,048+172.6% | $6,407+72.2% |
| Admin fee / account holder | $1,491 | $10,129-85.3% | $8,703-82.9% | $12,270-87.9% |