Retirement plan

THE INSTITUTE FOR URBAN FAMILY HEALTH, INC. PROFIT SHARING PLAN

Name: THE INSTITUTE FOR URBAN FAMILY HEALTH, INC. - THE INSTITUTE FOR URBAN FAMILY HEALTH, INC. PROFIT SHARING PLAN (2016) Form 5500
Creator: THE INSTITUTE FOR URBAN FAMILY HEALTH, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, THE INSTITUTE FOR URBAN FAMILY HEALTH, INC. PROFIT SHARING PLAN, THE INSTITUTE FOR URBAN FAMILY HEALTH, INC.

THE INSTITUTE FOR URBAN FAMILY HEALTH, INC.EIN 13-3273402Plan #001PY 2016

2006 MADISON AVENUE, 5TH FLOOR - NEW YORK, NY 10011212-633-0800institute.orgLinkedIn1001-5000 employeeshospital & health care

Prospect flagsLow returnsHigh cashLow assets / participant

How to read this page

Total assets (EOY)

$5.4M

+8.5% from 2015

Total participants

1,709

+13.3% from 2015

Average account balance

$3,544

-7.1% from 2015

Annual return

2.24%

+1.23 pp from 2015

Benchmarks

See 1,286 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants1,000-4,999

Cohort1,286 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

Not enough data

0 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

0 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

Not enough data

0 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

Not enough data

0 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

Not enough data

0 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

-4.24%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 1 by compensation

Provider	Service type	Compensation
WELLS FARGO BANK, N.A.2+ years Filed as: RUSSO/WELLS FARGO ADVISORS Service code 27 461 FROM ROAD, MACH V1-STE 101 · PARAMUS, NJ 07652	Advisory (Plan)	$10,428

Plan features & details

Pension benefit codes2A2E3D

Plan features

2A
Age/service weighted or new comparability plan
Age/service weighted plan where allocations are based on age service or age and service; or new comparability or similar plan where allocations are based on participant classifications consisting entirely or predominantly of highly compensated employees or the plan provides an additional allocation rate on compensation above a specified threshold that exceeds the permitted disparity limits of Code section 401(l).
2E
Profit-sharing
Profit-sharing plan.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

3 tripped

OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.
OpportunityHigh cash
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
OpportunityLow assets / participant
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.

Expense breakdown

Schedule H Part II

Admin total

$10K

$10 / participant

Other / not subdivided$10K100.0%

% of EOY assets

0.194%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: PKF O'CONNOR DAVIES, LLP
Auditor EIN: 271728945
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$3,544

$37,213-90.5%

$156,551-97.7%

$63,975-94.5%

Participation rate

81.8%

65.0%+16.8pp

84.0%-2.2pp

71.1%+10.6pp

Annual return

2.24%

47.89%-45.6pp

32.23%-30.0pp

48.65%-46.4pp

Employer contribution / active EE

$434

$1,357-68.0%

$5,501-92.1%

$2,182-80.1%

Participant deferral / active EE

$2,070-100.0%

$4,871-100.0%

$3,356-100.0%

Admin fee / account holder

$56-87.8%

$13,028-99.9%

$70-90.2%

Provider

Service type

Compensation

WELLS FARGO BANK, N.A.2+ years

Filed as: RUSSO/WELLS FARGO ADVISORS

Service code 27

461 FROM ROAD, MACH V1-STE 101 · PARAMUS, NJ 07652

Advisory (Plan)

$10,428

THE INSTITUTE FOR URBAN FAMILY HEALTH, INC. PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

THE INSTITUTE FOR URBAN FAMILY HEALTH, INC. PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion