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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,430 | $85,171-49.0% | $172,753-74.9% | $72,976-40.5% |
| Participation rate | 100.0% | 70.1%+29.9pp | 82.6%+17.4pp | 69.5%+30.5pp |
| Annual return | -2.87% | 27.32%-30.2pp | 803.00%-805.9pp | 81.02%-83.9pp |
| Employer contribution / active EE | $2,909 | $3,324-12.5% | $5,144-43.5% | $2,440+19.2% |
| Participant deferral / active EE | $6,126 | $3,260+87.9% | $5,198+17.9% | $3,608+69.8% |
| Admin fee / account holder | $3,510 | $5,880-40.3% | $13,956-74.8% | $5,124-31.5% |