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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $302,690 | $69,977+332.6% | $108,582+178.8% | $62,881+381.4% |
| Participation rate | 93.5% | 72.9%+20.6pp | 79.6%+13.9pp | 69.3%+24.2pp |
| Annual return | 8.15% | 10.73%-2.6pp | -51.70%+59.8pp | 20.14%-12.0pp |
| Employer contribution / active EE | $1,326 | $2,135-37.9% | $3,758-64.7% | $2,281-41.9% |
| Participant deferral / active EE | $9,525 | $3,165+201.0% | $4,311+121.0% | $3,203+197.4% |
| Admin fee / account holder | $7,492 | $5,076+47.6% | $7,645-2.0% | $4,296+74.4% |