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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $662,207 | $82,678+700.9% | $125,391+428.1% | $68,490+866.9% |
| Participation rate | 90.9% | 75.1%+15.8pp | 82.4%+8.5pp | 67.9%+23.0pp |
| Annual return | -23.53% | -5.97%-17.6pp | 572.41%-595.9pp | -7.85%-15.7pp |
| Employer contribution / active EE | $16,914 | $3,382+400.1% | $4,816+251.2% | $2,597+551.4% |
| Participant deferral / active EE | $11,245 | $6,111+84.0% | $7,448+51.0% | $4,028+179.2% |
| Admin fee / account holder | $15,895 | $6,277+153.2% | $10,009+58.8% | $5,403+194.2% |