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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,556,604 | $139,948+1726.8% | $121,663+2001.4% | $154,746+1552.1% |
| Participation rate | 100.0% | 78.0%+22.0pp | 74.5%+25.5pp | 80.7%+19.3pp |
| Annual return | 15.11% | 230.52%-215.4pp | 147.54%-132.4pp | 172.34%-157.2pp |
| Employer contribution / active EE | $30,000 | $3,521+752.0% | $3,020+893.4% | $4,379+585.1% |
| Participant deferral / active EE | $25,000 | $5,629+344.1% | $4,887+411.5% | $6,730+271.5% |
| Admin fee / account holder | $123,150 | $17,321+611.0% | $14,289+761.8% | $14,365+757.3% |