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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,282 | $61,660-20.1% | $80,022-38.4% | $64,173-23.2% |
| Participation rate | 94.4% | 71.7%+22.8pp | 75.8%+18.6pp | 69.6%+24.9pp |
| Annual return | -3.84% | -0.33%-3.5pp | 11.22%-15.1pp | 7.63%-11.5pp |
| Employer contribution / active EE | $1,033 | $1,810-42.9% | $2,468-58.1% | $2,381-56.6% |
| Participant deferral / active EE | $2,830 | $2,968-4.7% | $3,686-23.2% | $3,470-18.4% |
| Admin fee / account holder | $15,627 | $5,417+188.5% | $6,521+139.6% | $4,887+219.7% |