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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,239 | $135,956-1.3% | $123,894+8.3% | $273,972-51.0% |
| Participation rate | 66.7% | 84.1%-17.4pp | 81.4%-14.7pp | 83.0%-16.3pp |
| Annual return | 11.19% | 56.63%-45.4pp | 47.52%-36.3pp | 41.46%-30.3pp |
| Employer contribution / active EE | $4,113 | $5,170-20.4% | $4,617-10.9% | $4,869-15.5% |
| Participant deferral / active EE | $6,462 | $6,343+1.9% | $5,984+8.0% | $5,287+22.2% |
| Admin fee / account holder | $170,947 | $9,817+1641.2% | $8,357+1945.5% | $10,133+1587.1% |