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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $443,204 | $110,083+302.6% | $151,639+192.3% | $68,486+547.1% |
| Participation rate | 94.4% | 84.0%+10.5pp | 87.5%+7.0pp | 67.9%+26.6pp |
| Annual return | -13.71% | -10.12%-3.6pp | 3.34%-17.1pp | -7.85%-5.9pp |
| Employer contribution / active EE | $10,109 | $4,470+126.1% | $6,165+64.0% | $2,597+289.3% |
| Participant deferral / active EE | $11,087 | $6,526+69.9% | $8,363+32.6% | $4,028+175.3% |
| Admin fee / account holder | $17,918 | $7,718+132.2% | $11,613+54.3% | $5,404+231.6% |