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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,558 | $104,937+65.4% | $84,628+105.1% | $152,897+13.5% |
| Participation rate | 30.4% | 74.8%-44.4pp | 68.2%-37.8pp | 82.5%-52.0pp |
| Annual return | 20.53% | 373.88%-353.4pp | 258.80%-238.3pp | 345.43%-324.9pp |
| Employer contribution / active EE | $919 | $3,303-72.2% | $2,653-65.4% | $4,764-80.7% |
| Participant deferral / active EE | $4,627 | $4,690-1.3% | $3,900+18.6% | $5,851-20.9% |
| Admin fee / account holder | $10 | $6,243-99.8% | $4,914-99.8% | $11,599-99.9% |