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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,168 | $138,102+0.8% | $125,381+11.0% | $134,532+3.4% |
| Participation rate | 75.0% | 84.5%-9.5pp | 82.4%-7.4pp | 81.2%-6.2pp |
| Annual return | -24.77% | 750.73%-775.5pp | 572.31%-597.1pp | 418.27%-443.0pp |
| Employer contribution / active EE | $3,002 | $5,245-42.8% | $4,815-37.7% | $4,741-36.7% |
| Participant deferral / active EE | $7,227 | $7,801-7.4% | $7,448-3.0% | $6,401+12.9% |
| Admin fee / account holder | $103,439 | $11,568+794.2% | $10,007+933.7% | $11,429+805.1% |