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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $398,114 | $81,476+388.6% | $102,383+288.8% | $80,925+392.0% |
| Participation rate | 78.4% | 66.8%+11.5pp | 74.5%+3.9pp | 67.7%+10.7pp |
| Annual return | 16.09% | 25.59%-9.5pp | 24.94%-8.8pp | 35.65%-19.6pp |
| Employer contribution / active EE | $4,039 | $3,105+30.1% | $3,870+4.3% | $2,756+46.5% |
| Participant deferral / active EE | $9,071 | $3,871+134.3% | $5,060+79.3% | $4,299+111.0% |
| Admin fee / account holder | $9,813 | $6,717+46.1% | $8,391+16.9% | $6,940+41.4% |