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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,177 | $86,940+77.3% | $102,434+50.5% | $80,935+90.5% |
| Participation rate | 70.6% | 72.4%-1.8pp | 76.5%-5.9pp | 67.7%+2.9pp |
| Annual return | 9.28% | 18.89%-9.6pp | 29.46%-20.2pp | 35.66%-26.4pp |
| Employer contribution / active EE | $3,198 | $2,370+35.0% | $3,023+5.8% | $2,757+16.0% |
| Participant deferral / active EE | $7,258 | $4,121+76.1% | $5,055+43.6% | $4,299+68.8% |
| Admin fee / account holder | $40,128 | $8,047+398.7% | $9,462+324.1% | $6,924+479.5% |