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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,581 | $91,559-31.6% | $133,978-53.3% | $79,856-21.6% |
| Participation rate | 90.3% | 73.3%+17.0pp | 79.8%+10.5pp | 69.6%+20.7pp |
| Annual return | 13.19% | 61.85%-48.7pp | 45.10%-31.9pp | 31.71%-18.5pp |
| Employer contribution / active EE | $5,504 | $2,384+130.9% | $3,919+40.5% | $2,471+122.7% |
| Participant deferral / active EE | $7,046 | $3,734+88.7% | $5,047+39.6% | $3,741+88.4% |
| Admin fee / account holder | $8,304 | $6,321+31.4% | $8,930-7.0% | $5,306+56.5% |