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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,334 | $197,637+6.9% | $177,848+18.8% | $158,982+32.9% |
| Participation rate | 92.9% | 88.5%+4.3pp | 87.7%+5.1pp | 82.0%+10.9pp |
| Annual return | 16.96% | 58.77%-41.8pp | 48.33%-31.4pp | 302.99%-286.0pp |
| Employer contribution / active EE | $6,271 | $6,698-6.4% | $5,919+6.0% | $4,763+31.7% |
| Participant deferral / active EE | $13,446 | $8,405+60.0% | $7,714+74.3% | $5,983+124.7% |
| Admin fee / account holder | $6,250 | $15,406-59.4% | $12,431-49.7% | $11,252-44.5% |