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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $348,204 | $100,805+245.4% | $86,698+301.6% | $134,532+158.8% |
| Participation rate | 100.0% | 79.0%+21.0pp | 76.6%+23.4pp | 81.2%+18.8pp |
| Annual return | -21.01% | 29.09%-50.1pp | 35.95%-57.0pp | 418.27%-439.3pp |
| Employer contribution / active EE | $37,209 | $3,490+966.2% | $2,837+1211.7% | $4,741+684.8% |
| Participant deferral / active EE | $21,011 | $5,339+293.5% | $4,656+351.2% | $6,401+228.2% |
| Admin fee / account holder | $1,118 | $10,925-89.8% | $7,493-85.1% | $11,429-90.2% |