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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $351,810 | $138,312+154.4% | $122,979+186.1% | $155,188+126.7% |
| Participation rate | 100.0% | 80.2%+19.8pp | 77.2%+22.8pp | 80.8%+19.2pp |
| Annual return | 12.62% | 22.06%-9.4pp | 20.12%-7.5pp | 148.84%-136.2pp |
| Employer contribution / active EE | $3,530 | $3,5300% | $3,062+15.3% | $4,248-16.9% |
| Participant deferral / active EE | $4,214 | $5,592-24.6% | $5,003-15.8% | $6,531-35.5% |
| Admin fee / account holder | $19,571 | $15,089+29.7% | $12,864+52.1% | $14,480+35.2% |