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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,460 | $209,428-8.1% | $178,498+7.8% | $158,950+21.1% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | -1.96% | 188.78%-190.7pp | 151.09%-153.1pp | 302.91%-304.9pp |
| Employer contribution / active EE | $0 | $5,707-100.0% | $5,011-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $11,474 | $5,955+92.7% | $5,202+120.6% | $5,983+91.8% |
| Admin fee / account holder | $41,742 | $17,077+144.4% | $13,985+198.5% | $11,248+271.1% |