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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,730 | $58,493+56.8% | $84,021+9.2% | $72,975+25.7% |
| Participation rate | 100.0% | 61.2%+38.8pp | 69.0%+31.0pp | 69.5%+30.5pp |
| Annual return | 22.46% | 28.93%-6.5pp | 71.32%-48.9pp | 81.01%-58.6pp |
| Employer contribution / active EE | $2,220 | $1,163+90.9% | $1,984+11.9% | $2,440-9.0% |
| Participant deferral / active EE | $6,504 | $2,394+171.7% | $3,239+100.8% | $3,608+80.3% |
| Admin fee / account holder | $4,053 | $4,569-11.3% | $6,102-33.6% | $5,124-20.9% |