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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,729 | $69,977+88.2% | $108,582+21.3% | $62,881+109.5% |
| Participation rate | 57.6% | 72.9%-15.3pp | 79.6%-22.0pp | 69.3%-11.7pp |
| Annual return | 10.73% | 10.73%0pp | -51.70%+62.4pp | 20.14%-9.4pp |
| Employer contribution / active EE | $1,058 | $2,135-50.5% | $3,758-71.9% | $2,281-53.6% |
| Participant deferral / active EE | $3,544 | $3,165+12.0% | $4,311-17.8% | $3,203+10.6% |
| Admin fee / account holder | $9,608 | $5,076+89.3% | $7,645+25.7% | $4,296+123.7% |