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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $535,000 | $176,120+203.8% | $159,487+235.4% | $167,553+219.3% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 17.12% | 331.95%-314.8pp | 263.71%-246.6pp | 478.89%-461.8pp |
| Employer contribution / active EE | $18,319 | $5,299+245.7% | $4,831+279.2% | $4,840+278.5% |
| Participant deferral / active EE | $17,800 | $7,752+129.6% | $7,354+142.1% | $6,343+180.6% |
| Admin fee / account holder | $1,230 | $12,561-90.2% | $10,804-88.6% | $12,316-90.0% |