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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,124 | $54,162+62.7% | $68,612+28.4% | $64,173+37.3% |
| Participation rate | 57.9% | 68.1%-10.2pp | 72.2%-14.3pp | 69.6%-11.7pp |
| Annual return | 4.21% | -1.62%+5.8pp | -4.63%+8.8pp | 7.63%-3.4pp |
| Employer contribution / active EE | $0 | $1,846-100.0% | $2,625-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $2,718 | $2,626+3.5% | $3,311-17.9% | $3,470-21.7% |
| Admin fee / account holder | $27,286 | $4,029+577.3% | $5,131+431.7% | $4,887+458.3% |