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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,506 | $85,790-21.3% | $67,313+0.3% | $135,380-50.1% |
| Participation rate | 88.2% | 76.5%+11.8pp | 69.1%+19.2pp | 82.6%+5.6pp |
| Annual return | -7.17% | -0.54%-6.6pp | -4.08%-3.1pp | 519.81%-527.0pp |
| Employer contribution / active EE | $3,629 | $3,487+4.1% | $2,566+41.4% | $4,779-24.1% |
| Participant deferral / active EE | $16,324 | $4,651+251.0% | $3,568+357.5% | $5,609+191.0% |
| Admin fee / account holder | $6,089 | $6,392-4.7% | $4,507+35.1% | $10,828-43.8% |