Retirement plan

ROQUETTE AMERICA, INC. RETIREMENT SYSTEM

Name: ROQUETTE AMERICA, INC. - ROQUETTE AMERICA, INC. RETIREMENT SYSTEM (2020) Form 5500
Creator: ROQUETTE AMERICA, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ROQUETTE AMERICA, INC. RETIREMENT SYSTEM, ROQUETTE AMERICA, INC.

ROQUETTE AMERICA, INC.EIN 13-3010351Plan #004PY 2020

1003 S. 5TH STREET - KEOKUK, IA 52632319-524-5757LinkedIn11-50 employees

Other plans on this EIN

1 filing

#005Retirement-$33.7M assets

Prospect flagsHigh assets / participantCorrective distributions

How to read this page

Total assets (EOY)

$133.8M

+16.5% from 2019

Total participants

506

-2.3% from 2019

Average account balance

$266,544

+19.0% from 2019

Annual return

16.21%

-4.13 pp from 2019

Benchmarks

See 695 peers

Peer group

Industry31 - Manufacturing

Plan typeDefined contribution

Participants250-999

Cohort695 peers

Snapshot2020

See peer percentile detail. $4.99 for your first month.

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Analytics

Total assets (EOY)

Plan-year ending balance

$140.24M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$230K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

610

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

96.2%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$9.38M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$21K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.15%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$303

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 10 of 11 by compensation

Provider	Service type	Compensation
BAIRD INSURANCE SERVICES INC1 year Filed as: BAIRD INSURANCE SERVICES, INC. Service code 51 777 E. WISCONSIN AVE. · MILWAUKEE, WI 53202	Investment Mgmt Fees	$80,000
LWBJ, LLP1 year Filed as: LWBJ FINANCIAL LLP Service code 10 · EIN 20-3676647	Accounting	$9,250
MASSACHUSETTS MUTUAL LIFE INS. CO.6+ years Service code 49 · EIN 04-1590850	Other Services	$5,714
AMERICAN FUNDS4 years Service code 52 · EIN 95-1411037	Indirect Investment Fees	$0
COLUMBIA4 years Service code 52 · EIN 94-1687665	Indirect Investment Fees	$0
DIMENSIONAL FUND ADVISORS4 years Service code 52 · EIN 36-3129984	Indirect Investment Fees	$0
ENVESTNET RETIREMENT SOLUTIONS, LLC3 years Service code 28 · EIN 61-1732930	Investment Management	$0
INVESCO2 years Service code 52 · EIN 93-6305075	Indirect Investment Fees	$0
NORTHERN FUNDS4 years Service code 52 · EIN 36-3608252	Indirect Investment Fees	$0
PIMCO FUNDS4 years Service code 52 · EIN 95-2632339	Indirect Investment Fees	$0

Plan features & details

Pension benefit codes2E2J2F2G2K3D2S2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).
InformationalHigh assets / participant
Assets per participant exceed $250,000 - top-decile high-value plan.

Expense breakdown

Schedule H Part II

Admin total

$15K

$43 / participant

Contract admin$6K38.2%
Other / not subdivided$9K61.8%

% of EOY assets

0.011%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.

Auditor firm: LWBJ, LLP
Auditor EIN: 421462849
Audit fees: (not subdivided)
Opinion code: Disclaimer

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Metric

This plan

Peer set

Industry

Size

Avg account balance

$266,544

$61,473+333.6%

$81,930+225.3%

$73,409+263.1%

Participation rate

98.8%

72.4%+26.5pp

72.0%+26.8pp

72.2%+26.7pp

Annual return

16.21%

28.26%-12.0pp

29.49%-13.3pp

59.29%-43.1pp

Employer contribution / active EE

$8,926

$1,898+370.3%

$4,310+107.1%

$2,234+299.6%

Participant deferral / active EE

$9,761

$3,080+216.9%

$7,107+37.3%

$3,805+156.5%

Admin fee / account holder

$30

$125-76.2%

$5,158-99.4%

$158-81.1%

Provider

Service type

Compensation

BAIRD INSURANCE SERVICES INC1 year

Filed as: BAIRD INSURANCE SERVICES, INC.

Service code 51

777 E. WISCONSIN AVE. · MILWAUKEE, WI 53202

Investment Mgmt Fees

$80,000

LWBJ, LLP1 year

Filed as: LWBJ FINANCIAL LLP

Service code 10 · EIN 20-3676647

Accounting

$9,250

MASSACHUSETTS MUTUAL LIFE INS. CO.6+ years

Service code 49 · EIN 04-1590850

Other Services

$5,714

AMERICAN FUNDS4 years

Service code 52 · EIN 95-1411037

Indirect Investment Fees

COLUMBIA4 years

Service code 52 · EIN 94-1687665

Indirect Investment Fees

DIMENSIONAL FUND ADVISORS4 years

Service code 52 · EIN 36-3129984

Indirect Investment Fees

ENVESTNET RETIREMENT SOLUTIONS, LLC3 years

Service code 28 · EIN 61-1732930

Investment Management

INVESCO2 years

Service code 52 · EIN 93-6305075

Indirect Investment Fees

NORTHERN FUNDS4 years

Service code 52 · EIN 36-3608252

Indirect Investment Fees

PIMCO FUNDS4 years

Service code 52 · EIN 95-2632339

Indirect Investment Fees

ROQUETTE AMERICA, INC. RETIREMENT SYSTEM

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ROQUETTE AMERICA, INC. RETIREMENT SYSTEM

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion