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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $247,176 | $104,251+137.1% | $91,004+171.6% | $147,585+67.5% |
| Participation rate | 88.9% | 78.2%+10.6pp | 75.6%+13.3pp | 82.8%+6.1pp |
| Annual return | 11.54% | 27.06%-15.5pp | 4.60%+6.9pp | 578.58%-567.0pp |
| Employer contribution / active EE | $4,017 | $3,116+28.9% | $2,456+63.6% | $4,876-17.6% |
| Participant deferral / active EE | $5,640 | $4,195+34.5% | $3,548+59.0% | $5,439+3.7% |
| Admin fee / account holder | $1,955 | $8,948-78.2% | $5,417-63.9% | $10,886-82.0% |