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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,055 | $76,551+12.4% | $123,894-30.5% | $62,881+36.9% |
| Participation rate | 100.0% | 73.0%+27.0pp | 81.4%+18.6pp | 69.3%+30.7pp |
| Annual return | 5.48% | 18.68%-13.2pp | 47.52%-42.0pp | 20.14%-14.7pp |
| Employer contribution / active EE | $7,049 | $2,882+144.5% | $4,617+52.7% | $2,281+209.0% |
| Participant deferral / active EE | $8,768 | $4,840+81.2% | $5,984+46.5% | $3,203+173.7% |
| Admin fee / account holder | $23,305 | $4,826+382.9% | $8,357+178.9% | $4,296+442.5% |