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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,724 | $53,128-93.0% | $86,582-95.7% | $70,126-94.7% |
| Participation rate | 100.0% | 65.3%+34.7pp | 73.5%+26.5pp | 69.5%+30.5pp |
| Annual return | 7.78% | 27.66%-19.9pp | 965.08%-957.3pp | 73.15%-65.4pp |
| Employer contribution / active EE | $376 | $2,068-81.8% | $2,839-86.7% | $2,343-83.9% |
| Participant deferral / active EE | $0 | $2,695-100.0% | $3,609-100.0% | $3,332-100.0% |
| Admin fee / account holder | $447 | $3,584-87.5% | $4,904-90.9% | $4,645-90.4% |