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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,996 | $58,311-93.1% | $81,882-95.1% | $80,959-95.1% |
| Participation rate | 93.3% | 63.5%+29.8pp | 72.4%+20.9pp | 67.7%+25.7pp |
| Annual return | 9.40% | 41.85%-32.4pp | 779.47%-770.1pp | 35.67%-26.3pp |
| Employer contribution / active EE | $326 | $2,347-86.1% | $2,916-88.8% | $2,757-88.2% |
| Participant deferral / active EE | $0 | $3,287-100.0% | $4,323-100.0% | $4,300-100.0% |
| Admin fee / account holder | $748 | $4,752-84.3% | $7,360-89.8% | $6,925-89.2% |