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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,313 | $57,119+128.1% | $85,187+53.0% | $80,935+61.0% |
| Participation rate | 61.1% | 56.4%+4.7pp | 67.5%-6.4pp | 67.7%-6.6pp |
| Annual return | 12.93% | 21.70%-8.8pp | 66.67%-53.7pp | 35.66%-22.7pp |
| Employer contribution / active EE | $2,535 | $1,802+40.7% | $2,732-7.2% | $2,757-8.0% |
| Participant deferral / active EE | $4,534 | $3,115+45.6% | $4,525+0.2% | $4,299+5.4% |
| Admin fee / account holder | $9,356 | $4,990+87.5% | $6,162+51.8% | $6,924+35.1% |