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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,072 | $79,961-63.6% | $98,462-70.5% | $75,177-61.3% |
| Participation rate | 87.1% | 70.4%+16.8pp | 75.2%+12.0pp | 67.2%+19.9pp |
| Annual return | 0.28% | 19.75%-19.5pp | 21.17%-20.9pp | 160.75%-160.5pp |
| Employer contribution / active EE | $1,012 | $2,264-55.3% | $3,049-66.8% | $2,671-62.1% |
| Participant deferral / active EE | $2,828 | $3,753-24.6% | $4,738-40.3% | $4,126-31.5% |
| Admin fee / account holder | $2,656 | $6,842-61.2% | $8,875-70.1% | $5,651-53.0% |