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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,626 | $97,020+70.7% | $83,327+98.8% | $135,380+22.3% |
| Participation rate | 66.7% | 80.4%-13.7pp | 77.8%-11.1pp | 82.6%-16.0pp |
| Annual return | -4.83% | 12.31%-17.1pp | 10.64%-15.5pp | 519.81%-524.6pp |
| Employer contribution / active EE | $10,207 | $4,144+146.3% | $3,379+202.1% | $4,779+113.6% |
| Participant deferral / active EE | $8,992 | $5,964+50.8% | $5,565+61.6% | $5,609+60.3% |
| Admin fee / account holder | $54,276 | $8,426+544.1% | $7,540+619.8% | $10,828+401.3% |