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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,476 | $197,637+9.0% | $177,848+21.2% | $158,982+35.5% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 33.20% | 58.77%-25.6pp | 48.33%-15.1pp | 302.99%-269.8pp |
| Employer contribution / active EE | $5,280 | $6,698-21.2% | $5,919-10.8% | $4,763+10.8% |
| Participant deferral / active EE | $5,040 | $8,405-40.0% | $7,714-34.7% | $5,983-15.8% |
| Admin fee / account holder | $1,987 | $15,406-87.1% | $12,431-84.0% | $11,252-82.3% |