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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $472,374 | $82,678+471.3% | $125,391+276.7% | $68,490+589.7% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.4%+17.6pp | 67.9%+32.1pp |
| Annual return | -29.03% | -5.97%-23.1pp | 572.41%-601.4pp | -7.85%-21.2pp |
| Employer contribution / active EE | $4,886 | $3,382+44.5% | $4,816+1.5% | $2,597+88.2% |
| Participant deferral / active EE | $7,484 | $6,111+22.5% | $7,448+0.5% | $4,028+85.8% |
| Admin fee / account holder | $23,387 | $6,277+272.6% | $10,009+133.7% | $5,403+332.9% |