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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,278 | $88,778+17.5% | $81,844+27.4% | $145,884-28.5% |
| Participation rate | 57.1% | 75.1%-17.9pp | 72.4%-15.2pp | 80.3%-23.2pp |
| Annual return | 10.71% | 1033.03%-1022.3pp | 778.87%-768.2pp | 551.85%-541.1pp |
| Employer contribution / active EE | $2,401 | $3,087-22.2% | $2,916-17.7% | $4,662-48.5% |
| Participant deferral / active EE | $5,236 | $4,648+12.6% | $4,323+21.1% | $6,690-21.7% |
| Admin fee / account holder | $60 | $8,430-99.3% | $7,355-99.2% | $13,392-99.6% |