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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,092 | $82,324+66.5% | $68,803+99.3% | $134,545+1.9% |
| Participation rate | 100.0% | 75.1%+24.9pp | 69.0%+31.0pp | 81.2%+18.8pp |
| Annual return | -20.72% | -2.17%-18.5pp | -6.37%-14.4pp | 418.37%-439.1pp |
| Employer contribution / active EE | $2,221 | $3,302-32.7% | $2,656-16.4% | $4,742-53.2% |
| Participant deferral / active EE | $9,967 | $4,740+110.3% | $3,942+152.9% | $6,401+55.7% |
| Admin fee / account holder | $2,158 | $6,485-66.7% | $4,936-56.3% | $11,431-81.1% |